| Buying good travel insurance encompasses suitability, | | | | Be sure of the credentials and the reliability of your |
| reliability and price. | | | | insurance company - they should have full details on |
| If you fall sick or are involved in a debilitating accident | | | | their web site at the least. |
| while travelling, it is a bit of a double whammy. Not only | | | | Always check the details of the policy. Different levels |
| do you suffer financially through possible medical or | | | | of cover may have different limits they pay up to, or |
| hospital expenses, your travel plans are disrupted, | | | | may cover you for varying eventualities. This is due to |
| often resulting in financial disappointment from | | | | the wide variety of methods of travel, locations visited, |
| non-refundable accommodation, tours, airfares and | | | | variety of sporting activities or events participated in, |
| others. Lost credit cards, cash, traveller's cheques and | | | | the age of those travelling or any pre-existing medical |
| personal possessions can also lead to both holiday and | | | | conditions. Always ensure your policy adequately |
| long-term financial stress. | | | | covers you for your unique travel needs. |
| Anyway you look at it - the small amount you pay for | | | | There are some items that should always be in every |
| travel insurance just doesn't rate when compared to | | | | policy no matter the level, so be sure you are covered |
| the possible consequences - BUT - that doesn't mean | | | | for at least the following: |
| you have to pay more than you need, and it is only | | | | Unlimited Overseas Emergency Medical Assistance |
| wise to get the best, most comprehensive, yet most | | | | and Unlimited Overseas Medical, Hospital and Dental |
| economical cover possible. | | | | Expenses - international travel only |
| What To Look For When Purchasing Travel Insurance | | | | Unlimited Cancellation Fees and Lost Deposits - this is |
| For a start, purchasing travel insurance through a travel | | | | often for international travel |
| agent or supplier can cost up to 66% more. In addition, | | | | Personal Liability |
| travel agents may not always have back up in the | | | | Accidental Death and Permanent Disability |
| event of bankruptcy, whereas all quality insurance | | | | Travel Documents, Credit Cards and Travellers |
| companies are underwritten by a reputable insurance | | | | Cheques |
| body, providing you with absolute protection. | | | | Luggage and Personal Effects |
| Purchase your trip insurance online. Because online | | | | If you follow these tips on buying good travel insurance |
| quotation and facilitation costs the insurer less, you pay | | | | you should achieve both appropriate and economical |
| less, getting the same high quality product for around | | | | cover. |
| 10% less. | | | | |