| Buying good travel insurance encompasses | | | | reliability of your insurance company - they |
| suitability, reliability and price. | | | | should have full details on their web site at |
| | | | the least. |
| If you fall sick or are involved in a | | | | |
| debilitating accident while travelling, it is | | | | Always check the details of the policy. |
| a bit of a double whammy. Not only do you | | | | Different levels of cover may have different |
| suffer financially through possible medical | | | | limits they pay up to, or may cover you for |
| or hospital expenses, your travel plans are | | | | varying eventualities. This is due to the |
| disrupted, often resulting in financial | | | | wide variety of methods of travel, locations |
| disappointment from non-refundable | | | | visited, variety of sporting activities or |
| accommodation, tours, airfares and others. | | | | events participated in, the age of those |
| Lost credit cards, cash, traveller's cheques | | | | travelling or any pre-existing medical |
| and personal possessions can also lead to | | | | conditions. Always ensure your policy |
| both holiday and long-term financial stress. | | | | adequately covers you for your unique travel |
| | | | needs. |
| Anyway you look at it - the small amount you | | | | |
| pay for travel insurance just doesn't rate | | | | There are some items that should always be in |
| when compared to the possible consequences - | | | | every policy no matter the level, so be sure |
| BUT - that doesn't mean you have to pay more | | | | you are covered for at least the following: |
| than you need, and it is only wise to get the | | | | |
| best, most comprehensive, yet most economical | | | | Unlimited Overseas Emergency Medical |
| cover possible. | | | | Assistance and Unlimited Overseas Medical, |
| | | | Hospital and Dental Expenses - international |
| What To Look For When Purchasing Travel | | | | travel only |
| Insurance | | | | |
| | | | Unlimited Cancellation Fees and Lost Deposits |
| For a start, purchasing travel insurance | | | | - this is often for international travel |
| through a travel agent or supplier can cost | | | | |
| up to 66% more. In addition, travel agents | | | | Personal Liability |
| may not always have back up in the event of | | | | |
| bankruptcy, whereas all quality insurance | | | | Accidental Death and Permanent Disability |
| companies are underwritten by a reputable | | | | |
| insurance body, providing you with absolute | | | | Travel Documents, Credit Cards and Travellers |
| protection. | | | | Cheques |
| | | | |
| Purchase your trip insurance online. Because | | | | Luggage and Personal Effects |
| online quotation and facilitation costs the | | | | |
| insurer less, you pay less, getting the same | | | | If you follow these tips on buying good |
| high quality product for around 10% less. | | | | travel insurance you should achieve both |
| | | | appropriate and economical cover. |
| Be sure of the credentials and the | | | | |